Asset-Based Lending
At CapFlow Funding we recognize and believe in the potential and value of our client's products. That's why we provide financing transactions secured by accounts receivable and inventory, or, what is generally referred to as asset-based lending. In each instance, CapFlow will work with our clients to asses and determine the value of the receivables and/or inventory, and an appropriate loan will be made based upon that value.
- Asset-based lending transactions typically have one or two-year terms, and feature an interest rate that floats with the Prime Rate.
- Prior to funding, CapFlow Funding will work with the client to examine its receivables and/or inventory to determine which of these assets are eligible and which are not, and advance a pre-determined percentage of the eligible assets' current market value in the form of a borrowing base.
- When lending against the value of receivables, CapFlow Funding will conduct detailed underwriting and due diligence of a client and its receivables and/or inventory.

